To adequately insure your condo or
townhome, it is important to know which parts of your dwelling are
covered by the association and which are not.
We can help you read your associationís bylaws and determine
exactly what you need to insure!
Sometimes the association is responsible
for insuring the individual condo units, as they were originally built,
including standard fixtures. You are then only responsible for
alterations to the original structure.
Sometimes, however, the association is
only responsible for insuring the bare floor, ceiling and walls. You
must insure everything else.
Ask us for help- we will
be happy to sit down and do a careful review with you to make sure you
have no "gaps" between policies!