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The National Weather Service classifies tropical storms as low pressure systems forming over tropical areas, with winds of a minimum of 40 mph. Hurricanes are classified by using the Saffir/Simpson intensity scale which measures atmospheric pressure in terms of millibars (mb) or inches of mercury, along with wind speeds, storm surge and damage:
 
THE SAFFIR/SIMPSON CLASSIFICATION SYSTEM FOR HURRICANES


Category


Wind

speeds


Pressures


Storm

surge


Damage

1

74-95 mph

Greater than 980mb

4-5 ft.

Light

2

96-110 mph

965-979 mb

6-8 ft.

Moderate

3

111-130 mph

945-964 mb

9-12 ft.

Extensive

4

131-155 mph

920-944 mb

13-18 ft.

Extreme

5

More than

155 mph

Less than

920 mb

Greater

than 18 ft.

Catastrophic

The Texas Windstorm Insurance Association

Windstorm WPI-8 Certificate Search

Visit the Texas Windstorm Association Home Page

 

TWIA's purpose is to provide Texas citizens adequate wind and hail coverage when it is not available in the insurance
marketplace; and pay insured's claims when losses occur.

The Texas Windstorm Insurance Association is a ‘pool’ of all property and casualty (P&C) insurance companies authorized to write coverage in Texas.

How do I secure coverage through Texas Windstorm Insurance Association?

An application for windstorm and hail coverage through Texas Windstorm Insurance Association must be submitted by a licensed property and casualty agent. The application must be on forms prescribed by the Association, and include premium payment and a current photograph (taken within the past 90 days) of each building item and each building containing property to be insured.

  

 
   

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